A Reverse Mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

Changing Lives...One Senior at a Time....


If you're looking for high quality and personal service, you've come to the right place.  I am here to give you the attention and personal service you'll come to expect and enjoy.



Want to Purchase a Home with a Reverse Mortgage?


The Reverse Mortgage for Purchase Program allows you to buy a home putting a modest down payment, and not having to make any mortgage payments to the Bank as long as the property is your primary residence!

What a concept!


 For more information on the Reverse 4 Purchase, see the Purchase tab above.


Life is a Puzzle, Reverse Mortgages should not be!

Life is like a puzzle, (and a box of chocolates too): Each of us must put each piece of our lives in perspective in order to have a complete picture of where we came from, where we are today, and where we want to be in the next few years. If we don't address each part of the puzzle now, we will not have a destination in place to arrive to. Allow us, with the assistance of the Reverse Mortgage Product to get you in the right path to seeing your whole picture puzzle as you want to live it.



My pledge  to you is to provide the most relevant information, so you and your family are able to make the best informed decision. So, the first step is to get together and determine your needs and how a Reverse Mortgage may be able to help you in your Senior years.





Reverse Mortgage for Purchase Program


By putting a modest down payment amount on the purchase of your new home, you will be able to live in your home without having to make any mortgage payments to the Bank each month as long as the property is your primary residence.


This program also grants you the security of knowing that if anything happens to either spouse, the remaining spouse can continue to live in the property for as long as you desire.


If you wish to move in the future, just sell the home, pay off the reverse mortgage balance, and you may purchase another home by using the Reverse Mortgage for Purchase Program again, and still make no payments each month.

 Further information, see Purchase Tab


If you have any question or concerns about the Reverse Mortgage Product, the effects on your life, or how it may impact your family,  please don't hesitate to contact me. I will be glad to discuss the Pros and Cons of the loan, and how best to help find the best solutions for you.


George Lagarde NMLS#18581      702-845-4632      GLagarde@Hotmail.com,     

George Lagarde is a Reverse Mortgage Consultant in Las Vegas. He has worked with Seniors for Wells Fargo, Genworth Financial, Liberty Reverse, and All Western Mortgage. He has extensive experience with Realtors having owned a Century 21 office in New York. And, as a Mortgage Broker as Owner of Island Mortgage Consultants Inc, in Long Island, New York for over 28 years. 



George Lagarde NMLS#18581  702-845-4632   GLagarde@Hotmail.com